WealthCare Vest

By WealthCare Vest by Raghav Caring for your wealth, strengthening your investment. When it comes to building wealth through SIPs (Systematic Investment Plans), most investors start by picking mutual funds based on past performance or recommendations. While that seems like a straightforward approach, it misses the core foundation of financial planning— Your Financial Goals, Risk Appetite, Time Horizon, and Diversification . Check out this video also :- https://youtube.com/shorts/VcRuU4xjfqs?feature=share   Recently, we received an investment plan that looks something like this: Sample SIP Portfolio Fund Category Fund Name SIP Amount Estimated Return Large Cap Nippon India Large Cap Fund ₹10,000 11-12% Flexi Cap Parag Parikh Flexi Cap Fund ₹10,000                11-13% Mid Cap                          Kotak Emerging Equity Fund ₹10,0...

💼 Introduction: About WealthCare Vest At WealthCare Vest by Raghav , we specialize in financial planning that’s simple, smart, and strategic. Our motto is: “Caring for your wealth, strengthening your investment.” We help you grow your money through Mutual Funds, SIPs, Insurance, FDs, and Retirement Planning. Today’s common question is: “Should I invest a Lump Sum amount or go with SIP for 5 years?” This blog will clarify your doubts — with examples, tables, and real-life scenarios. 🧠 What is Lump Sum Investment? A Lump Sum investment means you invest the total amount all at once. For example, investing ₹10,000 in January 2019 in a mutual fund. Key Features: One-time payment Timing matters a lot Higher risk if market drops after investing May be suitable when markets are low You may also want to check out our blog: 👉 Do Mutual Funds Give Dividends? This helps you understand if a lump sum investment gives you regular income. 💡 What is SIP (Systematic ...

Mutual funds are one of the most popular investment tools in India. But many investors often ask — “Do mutual funds give dividends?” The short answer is: Yes, they can! But whether you’ll receive dividends depends on the type of mutual fund plan you choose. Let’s break this down in the simplest way possible so you can make an informed choice. Check out this video also :- https://youtube.com/shorts/f7mpkIjddI4?feature=share   Types of Mutual Fund Plans Mutual funds mainly offer three options for investors: Option Type Description Growth Option      Profits are reinvested back into the fund. No dividend is paid to the                     investor. Dividend Payout Option      Dividends are paid out to the investor at regular intervals. Dividend Reinvestment      Dividends are declared but reinvested to buy more units of the fund. What is the Dividend Payout Option? If yo...

Blog by:  Raghav Goel, Founder - WealthCare Vest Date :- 6th July 2025 “Sirf bachat se ameer nahi bante, kamaai bhi badhni chahiye.” If you’re earning ₹10,000 per month, investing might not be the right first step. Instead, you need a practical roadmap to increase your income, develop money habits, and eventually start investing smartly. At WealthCare Vest by Raghav Goel , we understand the struggles of living paycheck to paycheck. This blog is your realistic guide to break the cycle of low income and build wealth from scratch. Check out this video also :- https://youtube.com/shorts/CfLNXNY5_Fc?feature=share 🔎 Introduction to WealthCare Vest WealthCare Vest is not just a financial advisory — it’s a movement to empower everyday Indians to take charge of their finances. Whether you’re earning ₹10,000 or ₹1,00,000, we offer customized guidance on: Mutual Fund Investments Insurance (Life, Health, Motor) Retirement Planning Tax-Saving Options Fixed Deposits Em...

Blog by: Raghav Goel, Founder - WealthCare Vest Caring for your wealth, strengthening your investment Introduction As retirement approaches, the need for a regular and stable income becomes essential for most senior citizens. While traditional options like Fixed Deposits and pension plans are common, a lesser-known yet effective tool is the Systematic Withdrawal Plan (SWP) from mutual funds. Through SWP, senior citizens can enjoy regular monthly income from their investments without risking their principal corpus if planned wisely. In this blog, we’ll explain how SWP works, why it’s a good option for retirees, how to choose the right mutual fund, and share a real-life example to simplify the concept. This is especially written for those looking for a simple, tax-efficient, and sustainable retirement income strategy. What is SWP (Systematic Withdrawal Plan)? An SWP is a facility offered by mutual fund houses that allows investors to withdraw a fixed amount of money at regular in...

By WealthCare Vest by Raghav Caring for your wealth, strengthening your investment. Introduction When it comes to long-term investment planning, two popular options often come into the picture — Unit Linked Insurance Plans (ULIPs) and Mutual Funds (MFs). Both come with their own set of features, benefits, and limitations. However, selecting the right one depends on your investment goals, risk appetite, and financial planning approach. In this blog, we’ll explore ULIP vs Mutual Fund in detail, with examples, comparisons, and key points to help you decide which is the better investment option for your long-term goals. 👉 Also Read: Best Mutual Fund to Invest ₹5,000 Per Month for 5 Years What is a ULIP? A ULIP (Unit Linked Insurance Plan) is a hybrid financial product that offers a combination of insurance and investment. A part of the premium goes towards life insurance coverage, while the remaining is invested in market-linked instruments such as equity and debt funds. What is a Mutual...